Introducing: Joist Homeowner Financing

How to Win More Jobs with Homeowner Financing Joist Homeowner Financing equips contractors with the ability to offer clients financing options to fund their projects. Thousands of businesses are already using Homeowner Financing to help their clients and win more jobs! Homeowner Financing is incredibly easy to incorporate into your business: FREE to use Completely optional — turn it ON or OFF any time you’d like Works seamlessly with your current Payments process Here’s How it Works You can turn the financing feature ON or OFF anytime via the Homeowner Financing sectionYou can turn the financing feature ON or OFF anytime via the Homeowner Financing sectionYou can turn the financing feature ON or OFF anytime via the Homeowner Financing sectionYou can turn the financing feature ON or OFF anytime via the Homeowner Financing sectionHere are a few helpful points: When viewing your estimate, clients can click ‘View Financing Options’ to check their personalized rates in minutes. If pre-approved, they can continue to one of our partner sites to complete the loan application process. Funds usually take a few business days to get to your client’s bank account. You will collect payment from your clients as you normally would (credit, check, cash, etc). The client pays you directly, and pays the lending company back through monthly instalments. The loan is completely managed between the client and the lending partner, meaning you’re not on the hook if there happen to be any issues with loan repayment. Offering Homeowner Financing is Completely Optional Offering Homeowner Financing through your Estimates and Invoices is completely optional! You’re in full control over which clients you present the financing offers to: Turn the Financing switch ON or OFF on any given Estimate Control the default ON / OFF setting in the Homeowner Financing section of the app You can turn the financing feature ON or OFF anytime via the Homeowner Financing sectionHelpful Information for your Clients Checking your personal loan rates has no impact to your credit score Personal loan APRs are available as low as 6.16% Personal loan sizes range from $1,000 — $100,000 The loans are personal unsecured loans, meaning your clients wouldn’t have to give up any home equity Lending Partners include LendingClub, SoFi and LendingPoint Share this brochure with your interested clients any time: https://www.joist.com/financing/getfunded Get started today To start offering Homeowner Financing through Joist, simply open the Joist App, turn the Homeowner Financing switch ON in your next Estimate and be sure to let your clients know about their financing options!

Win More Jobs with Joist ProIntroducing Joist Pro Joist was started 6 years ago with a mission to help contractors save time and win more jobs. Since then, we’ve proudly helped our customers grow and improve their businesses. It’s been an incredible journey, but there’s still a lot of work left. We have tons of new features in our sights, but need to invest more in our technology to get them to you faster. To do that, we’ll be making some of our features available for a small fee, and developing additional paid features throughout the year. As a business owner, we know you can appreciate the importance of fair pricing, and investing in your business to ensure a high quality product for your customers. Now you can upgrade to Joist Pro With that, we’re excited to announce that we’ve launched a PRO version of Joist. PRO members have access to the following: NEW Client Notifications and Activity Tracker NEW Estimate / Invoice Offline File Backup* NEW File Attachments* Attach Photos to your Estimates and Invoices Include Your Custom Contract Add Your Logo Quickbooks Sync Add-On for FREE (stay tuned for more info!) On top of this, we’re busy working on tons of new features — like Work Orders, Change Orders, Business Reports and more — that will be available soon as part of a paid version of Joist. *features available later this monthIs Joist still free? If you’re not quite ready to become a Joist Pro member, the free version of Joist is still available. With the free version, you’ll be able to create estimates and invoices, accept payments, offer your clients financing (US only), and all of your data is safe and protected. If you’d like to take advantage of our PRO features such as photos, logos, contracts and notifications, you’ll need subscribe to one of our Pro plans. All of your existing Joist data is saved and will be available when you upgrade, so there’s no need to re-upload your logo or contract.What’s coming next? We’re just getting started and we can’t wait to release more awesome features to help your business succeed. Here’s a sneak peak of what’s coming next: Attach files to your Estimates and Invoices Share Work Orders with your team and trades Manage scope changes with Change Orders Track your sales and performance with Business Reports Plus much more to come! We’re incredibly grateful for your support, and we’re honored to be able to work with your business. If you have any questions or feedback, check out our FAQs and don’t hesitate to get in touch over live chat or email! Thanks, The Joist Team

Win More Jobs with Joist PaymentsLast year we launched Joist Payments, allowing you to accept online payments from your clients directly through the invoices you send them. We added this feature to the Joist App for 2 big reasons: Customers kept telling us they were losing jobs to competitors who were offering the client fancy online payment options, like credit card and E-Check/Debit Customers kept telling us how much time they were wasting every week chasing down payment from their clients ⌛️ What Are Customers Saying Now? It’s been less than a year and there are already thousands of contractors using Joist Payments every week. Even more exciting is that many of them are now winning up to 30% more of their bids — and getting paid 2x faster— simply by offering the online payment option to clients Here’s why: Commitment to Professionalism: it shows potential clients you take your work seriously and use the latest technology to run your business properly Dedication to Customer Service: offering a more convenient way of paying shows potential clients you care about their experience Credit vs. cash: some clients don’t have the cash on-hand but can still move forward with the job using credit card. Other clients may have the cash but still prefer to pay with credit card for the points Client can Pay Instantly: your client can now pay you online as soon as they receive your invoice, so you don’t have to schedule a meeting just to go collect paymentHow does Joist Payments Work? It’s super easy to use, and once you turn payments on it runs on autopilot. When creating an Invoice make sure the credit card option is switched ON ✅ Send the invoice to your client, and they can pay online using a link in the email/SMS You get notified when they pay, and the automatically flows to your bank account More New Features! We’ve also added a few other features to help you get even more value out of Joist Payments. Markups — You can quickly and easily incorporate credit card fees into your pricing. Simply apply a markup % or $ to your estimate or invoice Guarantees you account for profit + overhead Totally optional on each job, and is only visible to you if you use it Learn more about Markups here or try it out on your next Estimate or Invoice Deposits — You can now request a Deposit when you issue Estimates/Invoices and your client can instantly pay online. Simply add a Deposit % or $ to your estimate or invoice Your client receives a document that clearly shows the exact amount due They can instantly pay online so you get the needed to start the job right away Learn more about Deposits here or try it out on your next Estimate or Invoice Levelling Up in 2018 with Joist Payments Over the past month we’ve started seeing more and more customers getting started with Joist Payments in preparation for the upcoming season. To set themselves up for success in 2018, they’re focusing on Joist Payments as a core tool to help take their businesses to the next level this year. Set yourself up for a more successful and less stressful busy-season by turning Online Payments ON on your next invoice! Or you can head here to learn more about the feature, or give us a shout at 1–800–976–9261 or [email protected] if you have any questions.

Joist Payments FAQs Our newest feature - Joist Payments - is now live! If you’re ready to get started just go into your Joist App account and follow the Payments prompts on screen. Otherwise, here are a few things we thought you might like to know.How do I use Joist Payments? As with everything we do at Joist, we tried to keep it simple and easy-to-use. Whenever you issue an invoice through Joist, you can switch Joist Payments ON / OFF If it’s ON, your client can pay you online with just a few clicks as soon as they receive your invoice How long does it take for payments to clear? When your client pays you, the money arrives instantly in your free Joist Payments account. It’s then transferred to your bank automatically, in most cases as early as the next day. How much does Joist Payments cost to use? Just 2.9% and 30 cents per credit card transaction. There are absolutely no other fees, and the rest of the Joist app is still FREE! Do I have to use Joist Payments on all my invoices? Absolutely NOT - you’re in complete control. Use Joist Payments as much or as little as you want by switching Payments ON or OFF on each invoice you send through Joist. What forms of Payment are accepted? We accept all four major credit cards: Visa Mastercard American Express Discover How do I get started? Easy: Get Started Today To start accepting payments through Joist, just open the Joist App, turn the Payments switch ON on your next invoice, sit back, and get paid without thinking about it! …or get started on our Web App if you‘re at your computer. You can also give us a shout at 1 (800) 976 9261 or [email protected] and we can help you get set up!.

We’ve improved Joist Payments to make getting paid faster and easier than ever. At Joist, we’re committed to giving you the tools and resources you need to close more jobs and get paid faster. Why? Because we know you work hard, and we don’t think you should have to work harder by having to chase down payments for the services you provide. That being said, we’re excited to announce that the Joist Payments platform, built exclusively for contractors like you, is now officially powered by PayPal! Moving forward, payments for Joist users will be made via PayPal – a payment processing system you may have heard of. We understand that unforeseen changes to our payment collection process might be frustrating, so we wanted to clear up some common misconceptions you may have about PayPal and your Joist Payments experience. The truth is, Joist Payments is better than ever, and we remain dedicated to helping you conveniently and seamlessly collect payments for your business from anywhere. PayPal offers the same great payment options as before, plus new features contractors have been asking for. With instant payouts, and buy now / pay later, you get your money up front while your client […]

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